Online Banking | Banking Services | South Carolina Federal (2024)

Online Banking gives you more control of your finances, all the time.

Anytime convenience

Take care of financial matters whenever your schedule allows.

Better organization

View all of your transactions easily and at-a-glance.

Time-saving features

Transfer money, pay bills, and more with just a few clicks.

Unlock the potential of Online Banking for your personal finances.

When you in enroll in Online Banking from South Carolina Federal Credit Union, you gain an advantage. You save time on financial tasks and you get peace of mind knowing everything is in order. Take a look at everything Online Banking offers through this demo or video tour.

My Credit Score

Zelle®

This fast and safe service lets you send and request money with friends, family, and others you trust2, all within Online Banking1.

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Manage Your Cards

More power. More peace of mind. From Online Banking, you can track your spending, turn your cards on/off, set spending limits, access your card 24/7, and more. Simply log in to Online Banking and click on "Manage Cards" to get started.

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Alerts

Know exactly when activity occurs on your account by enabling alerts to your phone or email address.

Bill Pay

Manage your bills within Online Banking by making one-time payments or scheduling recurring payments.

Transfers

Quickly transfer money between checking, savings, credit card, and loan accounts, whether with South Carolina Federal Credit Union or other financial institutions.

eStatements

Receive your monthly statements electronically for better security and quicker access.

ACH Stop Payment Form

This is for ACH stop payments only. For check stop payments, please log into online banking.

Be more mobile*! Tap into Mobile Banking and use our app to manage your money anywhere you go*.

Do it all online.

Enroll Now

Online Banking | Banking Services | South Carolina Federal (1)

Frequently
asked questions

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To sign up for Online Banking, click on "Login" at the top of the screen, then click on "First Time User", and follow the prompts.

To sign up for Mobile Banking, download the app from the App Store or Google Play by searching for "South Caroline Federal Credit Union." If you already have an Online Banking User ID and password, you can use it to log in. Or, click on "enroll now" to establish a User ID and password.

If you forget your User ID and/or password, you can use the "Recover User ID" and/or "Forgot Password" tools located just under the login area. These tools can also help if you become locked out of your account due to too many invalid login attempts.

If you are unable to access Online Banking, try using the "Forgot Password" tool. You will then be prompted to create a new password. If you are still unable to access Online Banking, we recommend visiting a financial centerorcontacting us for additional assistance.

If you are able to log into Online Banking, follow these steps to change your username:

  • Click on "Settings."
  • Click on "Profile."
  • Click on "User ID."
  • Enter your new User ID.
  • Confirm your new User ID.
  • Click "Save."

If you are unable to log into Online Banking but would like to change your user ID, please visit a financial centerorcontact us.

To change your password in Online Banking:

  • Click on "Settings."
  • Click on "Profile."
  • Click on "Password."
  • Enter your current password.
  • Enter your new password.
  • Confirm your new password.
  • Click "Save."

To change your password in Mobile Banking1:

  • Click on "More."
  • Click on "Change password."
  • Follow the prompts.

Please note that, for security purposes, you may be prompted to receive a one-time passcode when making this type of change to your account. You can choose to receive the passcode via text message or phone call. Like all passwords, it is important to keep your Online and Mobile Banking1 password confidential.

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Online Banking | Banking Services | South Carolina Federal (2)

Remote deposit gets money in your account faster.

Deposit checks simply by using the camera on your phone or tablet to photograph the front and back of your check.

Mobile Banking

*

All of our Mobile Banking products require an Online Banking login, a data plan with a wireless provider, and in some cases, enrollment into Bill Pay. South Carolina Federal Credit Union provides Mobile Banking as a free service. Consult your provider for any fees associated with your mobile web service.

1

Terms and conditions are available through Online Banking and must be agreed to before use.

2

U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction fees.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Must have a bank account in the U.S. to use Zelle®.

Online Banking | Banking Services | South Carolina Federal (2024)

FAQs

Does South Carolina Federal use Zelle? ›

Keeping your money and information safe is a top priority for South Carolina Federal. When you use Zelle® within Online or Mobile Banking1, your information is protected with the same technology we use to keep your account safe.

Can anyone join South Carolina Federal Credit Union? ›

You can join through family relationships, employers, geographic areas, or military or member associations. You can simply become a member of the South Carolina Federal Credit Union Foundation via a one-time $5.00 membership fee.

What is Online Banking services? ›

Online banking, also known as internet banking, e-banking or virtual banking, is an electronic. payment system that enables customers of a bank or other financial institution to conduct a range. of financial transactions through the financial institution's website.

How to open Online Banking services? ›

To open a netbanking account, you need to follow these four steps:
  1. Approach Your Bank for a Netbanking Account. ...
  2. Collect Your User ID and Password. ...
  3. Generate New User ID and Password. ...
  4. Begin Transactions Online.
Feb 14, 2024

Is cash App a federal bank? ›

Cash App is a financial services platform, not a bank. Banking services are provided by Cash App's bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. Brokerage services by Cash App Investing LLC, member FINRA/SIPC, subsidiary of Block, Inc.

Can I use Zelle without a bank account? ›

You may find you can't use Zelle without a bank account - the only commonly available workaround is by using an eligible prepaid Visa or Mastercard debit card from within the Zelle network.

Is South Carolina Federal Credit Union a good bank? ›

South Carolina Federal Credit Union has an average rating of 2.4 from 92 reviews. The rating indicates that most customers are generally dissatisfied. The official website is scfederal.org.

How to open an account at South Carolina Federal Credit Union? ›

How do I open an account? You can open an account by visiting a financial center, calling (800) 845-0432, or online. To view Checking account options and learn more, click here. To view Savings account options and learn more, click here.

Who owns SC Federal Credit Union? ›

South Carolina Federal is a multiple common bond credit union. Credit unions are owned and governed by the people who use its services. Those people are called "members" and each member is an equal owner of the institution.

Can you set up online banking without going to the bank? ›

To access online banking, you must already have an account with the relevant bank. If you do, you'll then need to register online via your bank's website.

Which online bank is the best? ›

Bankrate's best online banks of 2024
  • Best online bank: EverBank.
  • Top online bank: Quontic.
  • Top online bank: Ally.
  • Top online bank: LendingClub.
  • Top online bank: Discover.
  • Top online bank: Bank5 Connect.
  • Top online bank: SoFi.
  • Top online bank: American Express.

What is the difference between internet banking and online banking? ›

Internet banking is known by a variety of other names such as web banking, net banking, and online banking, which primarily revolve around front-end customer transactions done using internet browser on desktop and mobile devices and on mobile apps.

How do I set up an online banking account? ›

Once you have that ready, here's how to open a bank account online:
  1. Go to the bank's website. Stay safe! ...
  2. Choose the type of account you want. ...
  3. Fill out an application. ...
  4. Agree to let the bank collect some information. ...
  5. Check the approval process. ...
  6. Make your first deposit.

What is the difference between mobile banking and online banking? ›

The biggest difference between the two is their functionality. Internet Banking allows you to conduct online transactions through your PC or laptop and an internet connection. On the other hand, mobile banking can be done with or without internet. Many banks nowadays have their mobile apps for mobile banking.

How do I activate my online banking? ›

Online Registration for Retail Internet Banking:
  1. Select “Register with debit card”
  2. Enter Account Number, DOB/PAN & Select Registration Type (Internet Banking/ Both Internet and Mobile Banking)
  3. Enter OTP (One Time password) received on your Mobile Number registered with bank.
Jul 19, 2024

Does Zelle work with federal credit unions? ›

To receive money, just share your enrolled email address with a friend and ask them to send you money with Zelle®. If you have already enrolled with Zelle®, you do not need to take any further action. The money will be sent directly into your Los Angeles Federal Credit Union account, typically within minutes1.

Does Federal bank have Zelle? ›

To get started, log in to Home Federal Bank's online banking or mobile app, navigate to Bill Pay and select "Send Money With Zelle®." Accept terms and conditions, enter your email address or U.S. mobile phone number, receive a one-time verification code, enter it and you're ready to start sending and receiving with ...

Does Southern Federal Credit Union have Zelle? ›

You can send, request or receive money with Zelle®. To start using Zelle® at Southern Federal Credit Union, you must be enrolled in Bill Pay. If you are not already enrolled in Bill Pay, you can enroll by accessing our website and logging in to Online Banking.

Is Zelle federally regulated? ›

As the federal regulators of the seven banks that own and operate Zelle, as well as the 1,800 depository institutions that participate in the Zelle network, you have authority to supervise their activities to ensure they comply with key consumer protection and AML laws, including the Electronic Fund Transfer Act (EFTA) ...

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